Long term care is one of the most underestimated threats to financial security for seniors, with research showing that more than half of the US will likely need it at some time in their future. Long term care insurance (LTCI) is a type of insurance that pays for some or all of an individual's long term care expenses.
These costs are typically related to a physical illness, disability, or cognitive impairment that exists for a long period of time. Long term care insurance is normally utilized to offset the costs of a nursing home stay, home health care, adult day care, or direct personal care from an assisted living facility.
The Annuities Institute can help provide individual direction and a concrete retirement and health plan to ensure you get the most value and protection for the lowest cost.
For a free interview and personal consultation on how long term care insurance could help you, please complete the form below.
