Discover growth and security through fixed rate CD type annuity.
A CD type annuity is also known as a fixed rate annuity, similar to a certificate of deposit in that it provides a guaranteed fixed interest rate that is set for a specified number of years. Since a CD type annuity provides safety of principal, a competitive interest rate, and significant tax advantages, they are an ideal choice for the safety-first part of a retirement plan.
While the CD type annuity is key to many financial plans that seek guaranteed long term growth with no risk to principal, the real benefit comes through the considerable tax advantages it offers. The CD type annuity provides tax deferred growth, in that interest earned is not immediately taxed like a traditional CD product. This allows you to compound your interest on both principal and earnings for many years into the future, providing a significant growth difference for the size of your retirement fund.
Depending on your objectives, age, income and projected net worth at retirement, there are many options available through a CD type annuity that could beneficial for you. Our independent members can assist you through objective advice and a review of your retirement goals. Complete the form below for a complimentary telephone interview to discuss your financial plan, annuity products, and how a CD type annuity could help.